How we add value
Our consulting services
The Y&A ADVANTAGE
Deep banking roots grow strong relationships
We understand your business better than most because we've been right where you are now. Our consultants are comprised of former banking executives, who spent decades in the industry. We draw on the depth of our practical experience and technical expertise to use it to your advantage.
Live Webinar on Monday, October 28th
Common LE Errors & The Real Estate Commission Conundrum
Avoid Costly Mistakes & Learn Practical Strategies for Completing Loan Estimates Accurately
Join us for an informative webinar where a compliance expert from Y&A will guide you through the most common Loan Estimate (LE) errors and provide practical strategies for handling the latest real estate commission changes. This session will cover critical topics such as proper LE timing, best practices for LE completion, avoiding documentation mistakes, and navigating the impact of real estate commission adjustments. Attendees will leave with actionable strategies to protect both applicants and financial institutions, ensuring compliance and reducing risk.
Meet our industry EXPERTS
Specialized expertise with decades of experience
Jerry Sutherin
Chief Executive Officer
Michael Gerbick
President
David Reno
Director of Loan Review & Lending Services
FIND policies, toolkits and resources
Shop products and policies for your financial institution
As an added value for our clients, we have created a variety of compliance, lending, risk management and IT policies and toolkits for our clients to purchase and implement at their own organizations.
Grow your knowledge base
Financial education and training services
We offer a variety of educational programs, webinars and in-house training to help you develop and train your management team, employees and directors. Our programs cover a wide array of topics from regulatory compliance to lending and loan administration, and we can customize programs to fit your needs.
Stay industry focused
Find the latest news, insights and resources
Market Shifts & Margin Pressures
By Michael Gerbick, President, Young & Associates On Thursday, November 7, 2024, Jerome Powell and the FOMC (Federal Open Market Committee) announced a 25 basis point (bp) interest rate reduction...
Handle ARM Adjustments with Care
Adjustable-rate mortgages have not been much of an issue since fixed rates have been so low, but they are still an important tool.
