How we add value
Our consulting services
The Y&A ADVANTAGE
Deep banking roots grow strong relationships
We understand your business better than most because we've been right where you are now. Our consultants are comprised of former banking executives, who spent decades in the industry. We draw on the depth of our practical experience and technical expertise to use it to your advantage.
Live Webinar on Monday, January 13th
BSA Update for 2025
Stay Ahead of BSA Compliance in 2025
Navigate the 2025 BSA regulatory changes with confidence. This webinar will provide a detailed breakdown of the latest updates, new compliance requirements, and actionable strategies to minimize risk. Learn from industry experts who specialize in helping financial institutions like yours stay compliant and prepared. Spots are limited—secure your seat today!
Meet our industry EXPERTS
Specialized expertise with decades of experience
Jerry Sutherin
Chief Executive Officer
Michael Gerbick
President
David Reno
Director of Loan Review & Lending Services
FIND policies, toolkits and resources
Shop products and policies for your financial institution
As an added value for our clients, we have created a variety of compliance, lending, risk management and IT policies and toolkits for our clients to purchase and implement at their own organizations.
Grow your knowledge base
Financial education and training services
We offer a variety of educational programs, webinars and in-house training to help you develop and train your management team, employees and directors. Our programs cover a wide array of topics from regulatory compliance to lending and loan administration, and we can customize programs to fit your needs.
Stay industry focused
Find the latest news, insights and resources
2025 Rescission Calendar – Free Download Now Available
The right of rescission, governed by Regulation Z under the Truth in Lending Act (TILA), remains a cornerstone of consumer protection in the lending industry. For financial institutions, ensuring compliance...
Handle ARM Adjustments with Care
Adjustable-rate mortgages have not been much of an issue since fixed rates have been so low, but they are still an important tool.
