Peggy Hoskins joins Young & Associates as a Compliance Consultant, bringing over 38 years of expertise in the community banking sector. Specializing in Deposit and Lending Compliance, the Bank Secrecy Act (BSA), and Fair Lending, Peggy has a proven track record of excellence in regulatory compliance and operational leadership. 

Throughout her distinguished career, Peggy has held key leadership roles, including serving as Vice President of Bank Secrecy Compliance. In this capacity, she was instrumental in developing and overseeing compliance management systems that earned high praise from regulatory examiners. Her strong grasp of regulatory frameworks and consistent record of achievement have enabled her to successfully manage internal audits, regulatory examinations, and lead robust compliance training programs. 

Peggy’s extensive experience includes overseeing credit administration, crafting credit and deposit-related policies, and serving as a Fair Lending and Community Reinvestment Officer. Having worked for both OCC and FDIC-regulated banks, she possesses a deep and nuanced understanding of compliance review processes across various regulatory bodies. 

In addition to her compliance expertise, Peggy has played a critical role in supervisory oversight, managing diverse teams, and driving operational excellence in community lending, loan underwriting, and portfolio management. Her comprehensive knowledge and leadership skills make her a valuable asset to both our team and our clients.