By: Bill Elliott, CRCM, Director of Compliance Education at Young & Associates There is no question that laws and regulations materially change the way banks do business. The recent new...
By: Bill Elliott, CRCM, Director of Compliance Education at Young & Associates There is no question that laws and regulations materially change the way banks do business. The recent new...
By: Mike Detrow, CISSP, Director of IT & IT Audit at Young & Associates Due to the challenges of finding qualified employees to fill internal IT positions and the increased...
By: Mindy Shadoin, Consultant at Young & Associates On March 15, 2024, Nacha (previously the National Automated Clearing House or NACHA) approved 15 new Automated Clearing House (ACH) rule changes...
In today’s dynamic regulatory landscape, keeping pace with regulatory updates is critical for community banks to maintain compliance and uphold depositor trust. To adapt to shifts in the banking industry...
Automated Clearing House (ACH) risk management is a topic of paramount importance for community financial institutions. In the realm of modern banking, ACH payments have emerged as a cornerstone of...
In the ever-changing landscape of financial services, cybersecurity emerges as a paramount concern for credit unions and their members. As regulatory scrutiny on information security intensifies each year, it’s essential...
Young & Associates, a leading consultancy firm specializing in banks and credit unions, proudly announces the promotions of two key team members, Michael Gerbick and Ollie Sutherin, marking a significant...
By: Donald Stimpert, Manager of Secondary Market QC Services Fannie Mae’s recent revised forecast for 2024 and beyond unveils a nuanced projection that holds significance for community banks and credit...
By: Mike Detrow, CISSP The Bankers Electronic Crimes Taskforce, state bank regulators, and the United States Secret Service first released the Ransomware Self-Assessment Tool (R-SAT) in October 2020 as a...
By: Linda Fisher, Senior Consultant There is always a certain level of risk in lending, but construction loans are of even greater risk. The ultimate value of the collateral is...