January 22, 2024
By: William J. Showalter, CRCM, CRP There are changes that arrived with the new year of 2024 to Home Mortgage Disclosure Act (HMDA) compliance for banks and thrifts in many...
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January 22, 2024
By: Edward Pugh, CAMS, CAMs-Audit, AAP, CFE Financial Institutions are increasingly relying on third parties for a broad range of products and services. Utilizing third parties can offer organizations significant...
December 13, 2023
Expert Regulatory Compliance Services for Financial Institutions Are you finding the ever-evolving web of financial regulations a challenge to navigate? In the intricate landscape of compliance, regulations like Z, E,...
November 11, 2023
Celebrating 45 Years of Dedication: Young & Associates’ Journey In a world where companies come and go, few can boast of standing the test of time and evolving with the...
November 7, 2023
AdviceBlogConsultationIT Program Design & ImplementationIT AuditSocial EngineeringVulnerability AssessmentNetwork Penetration TestingCybersecurity & Information SecurityInformation Technology
Credit Union Cybersecurity: Actionable Cyber Threat Defense
In an era dominated by technology, the financial sector faces a growing menace in the form of cyberattacks. Credit unions, along with their members’ sensitive data, have become prime targets...
October 26, 2023
Lending & Loan ReviewAdviceConsultationCRE & AG Stress TestingRegulatory EnforcementLiquidity Review
Managing CRE Credit Risk Amid Market Shifts
By: Jerry Sutherin, President & CEO of Young & Associates The landscape of commercial real estate (CRE) lending is shifting due to current economic events, presenting both challenges and opportunities...
October 26, 2023
By: Ollie Sutherin, Principal of Y&A Credit Services Community financial institutions have long been known for their agility and personalized service, excelling at creating unique lending solutions and facilitating distinct...
October 24, 2023
By: Mike Detrow, CISSP You have probably seen the headlines claiming that artificial intelligence (AI) models such as ChatGPT will soon replace many human jobs. Marketing campaigns are also touting...
October 19, 2023
By: Karen S. Clower, CRCM and William J. Showalter, CRCM, CRP Fee income practices in overdraft programs have garnered increasing attention from regulatory bodies such as the CFPB, OCC, NCUA,...
October 19, 2023
By: Michael Gerbick, COO Change is an undeniable aspect of the modern financial world. To stay competitive, thrive in a dynamic marketplace, and satisfy the demands of both customers and...
