Craig Horsch is a Consultant in Young & Associates’ lending department where he brings a community-oriented philosophy and over 38 years of diverse banking experience. Craig’s experience includes the areas of financial reporting, budgeting, lending with concentration in commercial and Ag lending, underwriting, operations, risk management, ALCO, security, corporate administration, ALLL, strategic planning, and stress testing. His background also includes senior management positions, including Cashier, Security Officer, CFO, CCO, Security Officer and, most recently, President and CEO at a small community bank in central Illinois. Craig holds a B.A. in Business Management with a concentration in Banking from North Central College in Naperville, IL and is also an Illinois Licensed Insurance Producer.