Description
A practical risk management tool that will assist bank management and the board in conducting effective, proactive capital planning. Easy-to-use and understand, this Microsoft® Excel-based spreadsheet allows you to create useful ‘what-if’ scenarios to determine the impact of unexpected change in net income on the bank’s capital level over a three-year period. While not a regulatory requirement, a capital stress provides an important tool for the development of a Capital Contingency Plan.
Requires Microsoft® Excel 2007 or higher.